What Every Lawyer Should Know About ABLE Accounts: Supporting People with Disabilities, Families, and Caregivers (Presented by the Federal Bar Association Federal Career Service Division, Civil Rights Law Section, Diversity & Inclusion Committee)

G. Alisa Ferguson
Eric Ochmanek
Charles J. “Chuck” Saia
G. Alisa Ferguson | ABLEnow
Eric Ochmanek | National Association of State Treasurers
Charles J. “Chuck” Saia | NH Governor’s Commission on Disability
Live Video-Broadcast: April 9, 2025

1 hour CLE

This program is only available to All-Access Pass Members.
Subscribe to Miami-Dade Bar + myLawCLEs All-Access Pass...
Get this course, plus over 1,000+ live webinars.
Learn More

Program Summary

This CLE will provide an overview on how ABLE accounts can positively impact people with disabilities, their families, and their caregivers. It will also provide statutory background on ABLE accounts and will explain eligibility requirements, account management, contribution limits, qualified expenses, tax rules, and interactions with benefits programs (such as SSI and Medicaid). Finally, the CLE will provide practice pointers for the usage of ABLE accounts, including working in conjunction with special needs trusts.

The ABLE CLE will provide an overview on:

  • the benefits of ABLE accounts for people with disabilities;
  • the statutory/regulatory background on ABLE accounts; and
  • the practice pointers for the usage of ABLE accounts

Presented by the Federal Bar Association Federal Career Service Division, Civil Rights Law Section, Diversity & Inclusion Committee and the District of Columbia Chapter

This course is co-sponsored with myLawCLE.

Key topics to be discussed:

  • What is an ABLE Account
  • Statutory and Regulatory Background
  • Primary Benefits of an ABLE Account
  • Eligibility Rules
  • Enrollment Requirements
  • ABLE Account Management
    • Self-Administration
    •  Administration by a Third Party
  • Contribution Rules
  • Withdrawal Options
  • Qualified Expenses
  • Tax Benefits and Reporting
  • Consequences of Non-Qualified Expenditures
  • Means-Tested Benefits Interaction
  • Federal Agency Guidance
  • Examples for ABLE utilization with SSI
  • Death of an ABLE Account Owner
  • Medicaid Payback
  • Practice Pointers for ABLE and Trusts
  • ABLE and Settlements
  • ABLE and 529 College Savings Plans
  • Other Resources
  • Statutory and Regulatory Citations

Date / Time: April 9, 2025

  • 2:00 pm – 3:00 pm Eastern
  • 1:00 pm – 2:00 pm Central
  • 12:00 pm – 1:00 pm Mountain
  • 11:00 am – 12:00 pm Pacific

Closed-captioning available

Speakers

speaker_Alisa Ferguson_MDBG. Alisa Ferguson, Esq, Director | ABLEnow

Alisa Ferguson serves as the Director for Virginia’s Achieving a Better Life Experience (ABLE) program, ABLEnow, administered by Commonwealth Savers. In that role, she manages all aspects of the ABLEnow program, giving individuals with disabilities the opportunity to save without impacting necessary benefits. She previously served as Associate General Counsel providing legal support to Commonwealth Savers’ Board of Directors, CEO, General Counsel and the staff for all Commonwealth Savers education and ABLE savings programs. She joined Commonwealth Savers in 2011.

Prior to joining Commonwealth Savers, Alisa worked in private practice for 3 years as a trusts and estate attorney. She focused her practice in the areas of estate planning, special needs planning, and estate and trust administration.

Alisa graduated with honors from the University of Richmond School of Law. Alisa received her B.S. in Psychology with a minor in Criminal Justice from James Madison University. She is a member of the Virginia State Bar, Virginia Bar Association, the Metro Richmond Women’s Bar Association, the American Bar Association, and the Virginia Mountain Valley Lawyer’s Alliance. She serves as an Executive Board member of the ABLE Savings Plans Network (ASPN), Co-chair of the ASPN Strategic Planning Committee, and Co-chair of the ASPN Program Committee. Alisa is a member of the Women for Madison Executive Advisory Council for James Madison University and a past president of the Board of Directors for Medical Home Plus.

Alisa lives in Lexington, Virginia with her husband and four children.

 

speaker_Eric Ochmanek_MDBEric Ochmanek, Program Director | National Association of State Treasurers

Eric Ochmanek leads ABLE today at the National Association of State Treasurers (NAST) which advances financial empowerment for people with disabilities by increasing the awareness of ABLE accounts. ABLE today directly engages the disability community through national outreach, developing resources, and fostering partnerships for all ABLE programs.

Before joining NAST, Eric was a member of the Senior Staff in the Ohio Treasurer’s office, serving as Deputy Chief of Staff. In 2016, Eric worked to launch one of the first ABLE programs. He developed the in-state and national outreach for what would become one of the most utilized ABLE programs. He has traveled throughout the country to connect people with disabilities with ABLE accounts and built partnerships within the disability, financial, legal, and support service communities.

Previously, Eric worked for British Petroleum in the North America Gas division, the White House Office of Presidential Advance, and the U.S. Department of Health and Human Services in the Office of the Secretary. Eric is a graduate of Adrian College (Adrian, MI). He and his wife enjoy volunteering at their sons’ school and for their sports teams.

 

speaker_Charles J. “Chuck” Saia_MDBCharles J. “Chuck” Saia, Esq., Executive Director | NH Governor’s Commission on Disability

Charles J. “Chuck” Saia is the Executive Director of the New Hampshire Governor’s Commission on Disability (GCD), a crossdisability Executive Branch agency within the Governor’s Office. He also serves as the appointed co-administrator of New Hampshire’s ABLE plan, along with the State of New Hampshire’s State Treasurer, a role held since the launch of New Hampshire’s ABLE plan in 2017. Chuck works closely with the Governor’s Office, State agencies, the public and other stakeholders to improve accessibility for individuals with a disability in all facets throughout the State.

Chuck is licensed to practice law in NH and in years’ past, he has represented clients in various segments of the judicial process. Chuck received his B.A. from Boston College and J.D. from Suffolk University Law School.

Agenda

I. ABLE Accounts | 2:00pm – 2:10pm

II. Eligibility and Account Management | 2:10pm – 2:20pm

III. Contributions, Using ABLE Funds, and Taxes | 2:20pm – 2:30pm

IV. Interactions with Public Benefits | 2:30pm – 2:40pm

V. ABLE and Special Needs Planning | 2:40pm – 2:50pm

VI. Resources and Q&A | 2:50pm – 3:00pm

More CLE Webinars
Upcoming CLE Webinars
Adobe Acrobat Pro for Lawyers (2025 Edition)
Adobe Acrobat Pro for Lawyers (2025 Edition) Thu, April 3, 2025
Live Webcast
Annual Mini-Medical School (2025 Edition)
Annual Mini-Medical School (2025 Edition) Thu, April 10, 2025
On-Demand
Live Replay
Commercial Evictions in Florida (Florida Specific)
Commercial Evictions in Florida (Florida Specific) Fri, April 11, 2025
Live Webcast
Motions That Persuade: Crafting Arguments That Win
Motions That Persuade: Crafting Arguments That Win Wed, April 16, 2025
Live Webcast
The Convergence of the EU AI Act and ISO Requirements
The Convergence of the EU AI Act and ISO Requirements
Rachel V. Rose – Attorney at Law, PLLC
Playing Defense at 30(b)(6) Depositions (2024 Edition)
Playing Defense at 30(b)(6) Depositions (2024 Edition) Fri, April 18, 2025
On-Demand
Live Replay
IRS Enforcement: Tax Liens & Tax Levies (2025 Edition)
IRS Enforcement: Tax Liens & Tax Levies (2025 Edition) Fri, April 18, 2025
On-Demand
Live Replay
Nonbankruptcy Restructuring Alternatives
Nonbankruptcy Restructuring Alternatives Fri, April 18, 2025
Live Webcast
Real Estate LLC Disputes
Real Estate LLC Disputes Wed, April 23, 2025
Live Webcast